Scott Harmes, Certified Reverse Mortgage Professional and Member of National Reverse Mortgage Lenders Association Board of Directors
IS A REVERSE MORTGAGE RIGHT FOR YOU?
Are you (or your family member) 62+ years of age with equity in your home? If so, a reverse mortgage could be the answer! Imagine having more money every month to do the things you've always wanted. There are many companies that offer reverse mortgages. C2 Reverse Mortgage is a national company that provides local, expert loan officers that live and work near you.
Scott Harmes takes a family-oriented view of business and loves meeting with families to discuss their needs. He brings experience and energy to make the whole process smooth and easy for you.
Please watch the short videos below for more information about Reverse Mortgage loans and how they work.
What Is A Reverse Mortgage
What are the Common Misconceptions?
How do Homeowners Use Reverse Mortgages?
Why is it Called a Reverse Mortgage?
What are the Eligibility Requirements for a Reverse Mortgage?
When Does a Reverse Mortgage Become Due for Payoff?
What are Some of the Unique Features of a Reverse Mortgage?
What are the Reverse Mortgage Safeguards?
What are Proprietary or “Jumbo” Reverse Mortgages?
Why Work with a Certified Reverse Mortgage Professional?
This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.
Scott Harmes, Certified Reverse Mortgage Professional Member of National Reverse Mortgage Lenders Association Board of Directors
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California.
C2 Financial Corporation is approved to originate VA loans, and has the ability to broker such loans to VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.
Certified Reverse Mortgage Professional in San Diego, also serving Valley Center, Escondido, Rancho Bernardo, Poway, Scripps Ranch, Rancho Penasquitos, San Marcos, Vista, North San Diego County, and the surrounding Southern California area.